“Each one should use whatever gift he has received to serve others, faithfully administering God’s grace in its various forms.”(1 Peter 4:10 NIV)
If you think your talents are simply for you to make a lot of money, retire, and die, you’ve missed the point of your life. God gave you talents to benefit others, not yourself. And God gave other people talents that benefit you.
Here is a great video of someone using their talents to make an impact.